[Remote] FP&A Analyst

Note: The job is a remote job and is open to candidates in USA. Payabli is a next-generation Payments Infrastructure and Monetization Platform purpose-built for vertical software companies. In this FP&A Analyst role, you will be responsible for building and maintaining financial statements, analyzing revenue streams, and supporting investor reporting while partnering with cross-functional teams to enhance financial visibility.

Responsibilities

• Build and maintain company-wide financial and accounting statements, including monthly forecasts, annual budgets, and long-range planning
• Analyze revenue, gross margin, and contribution profit across products, customers, and partners
• Develop driver-based models to forecast key metrics such as GMV / TPV, take rate, revenue yield, and unit economics
• Support scenario planning and sensitivity analyses for new products, pricing strategies, and partnerships
• Analyze and forecast payments revenue streams, including interchange, network fees, processor costs, and revenue share agreements
• Build models around interchange-plus, buy-rate, and blended pricing structures
• Evaluate merchant profitability, cohort performance, and partner economics
• Partner with Operations and Product teams to improve visibility into transaction-level economics and margin drivers
• Support preparation of monthly and quarterly investor reporting packages
• Assist in financial presentations, including KPIs, variance analyses, and strategic insights
• Contribute to fundraising materials, data rooms, and ad hoc investor requests
• Translate complex financial data into clear, compelling narratives for executive and investor audiences
• Prepare monthly management reporting packages, including variance analysis vs. budget/forecast
• Support quarterly and annual department level budgeting and forecasting
• Partner cross-functionally with Sales, Operations, and Product to understand drivers of performance
• Deliver insights on growth, profitability, and efficiency metrics
• Support pricing decisions, contract structuring, and strategic initiatives
• Build scalable financial models and reporting tools using Excel
• Automate reporting processes and improve data integrity across systems
• Support Financial Operations (FinOps) Team with monthly software partner residual reporting
• Partner with FinOps, Product, and Engineering teams to enhance access to financial and operational data
• Continuously improve FP&A processes, reporting cadence, and forecasting accuracy

Skills

• Bachelor's degree in Finance, Economics, Accounting, Business Administration or a related field
• 5+ years of experience in corporate finance, FP&A, Big 4 accounting, investment banking, or management consulting
• Proficiency in understanding financial statements, forecasting, and budgeting
• Advanced Excel / financial modeling skills (complex formulas, scenario modeling, large datasets)
• Experience building 3-statement models, operating models, or unit economics frameworks
• Strong analytical, problem-solving, and attention-to-detail skills
• Excellent communication skills, with the ability to present financial insights clearly to stakeholders
• Experience in payments, fintech, SaaS, or embedded finance
• Familiarity with payments economics, including interchange, network fees, acquirer/processor pricing, and revenue share models
• Experience supporting investor reporting, management / board reporting, or fundraising processes
• Experience working in a high-growth startup or venture-backed company
• Exposure to BI tools (Tableau, Power BI, Looker) and/or SQL
• Background working with transaction-level or large-scale financial datasets

Benefits

• Stock options with the potential to unlock more equity as we grow
• Flexible PTO and paid parental leave
• Medical, dental, & vision insurance
• 401K, HSA, pre-tax savings programs

Company Overview