*Underwriter — 100% Remote (TOR, ON)

Underwriter — Remote Take your insurance career to the next level with a recognized organization that values expertise, innovation, and trust. Enjoy a permanent remote position offering a flexible schedule, excellent working conditions, and competitive benefits starting on your first day. Thrive in a collaborative and people-focused environment that promotes autonomy, professional development, continuous learning, and employee well-being, while contributing to making insurance more accessible across Canada. What is in it for you:

• Salary between 85K-95K, based on experience.
• 4 weeks of vacation upon hiring.
• Permanent full-time position, 35 hours per week, fully remote.
• Flexible schedule between 7 am and 5 pm, with shift start times between 7 am and 9 am.
• 4 weeks of vacation upon hiring.
• Group insurance starting on day one: medical, dental, vision, travel, and roadside assistance coverage.
• Defined benefit pension plan equivalent to government pension plans (available after one year of service).
• Employee assistance program.
• Paid sick days.
• On-site fitness room.
• Social activities organized throughout the year (BBQ, Christmas party, Halloween events).
• Various employee discounts (Saint-Hyacinthe privilege card and insurance products).
• Continuous training opportunities.
• Recognition program for years of service.

Responsibilities:

• Provide technical expertise in risk assessment using individual underwriting methods.
• Work independently on complex applications while respecting authorized approval limits.
• Accurately assess approval limits of up to $750,000 in life insurance and $2,500 in disability insurance.
• Communicate directly with applicants and stakeholders regarding underwriting decisions.
• Negotiate with reinsurers and identify solutions to support client file acceptance.
• Collaborate with partners and TPAs in risk evaluation.
• Act as a resource person during the contestability period.

What you will need to succeed:

• Bachelor’s degree in business administration, health sciences, or another related field.
• Completion of, or progress toward, a Fellow, Life Management Institute (FLMI) and/or Fellow of the Academy of Life Underwriting (FALU) designation is considered an asset.
• 5 years of experience as an underwriter.
• Strong understanding of insurance contracts and laws across Canada.
• Demonstrated autonomy and proactivity.
• Strong analytical, judgment, and problem-solving skills.
• Collaborative mindset with a focus on continuous improvement.
• Bilingual in French and English to communicate frequently, both verbally and in writing, with English-speaking clients and partners as part of the role responsibilities.

Why Recruit Action? Recruit Action (agency permit: AP-2504511) provides recruitment services through quality support and a personalized approach. As part of the screening process, some applications may be reviewed using artificial intelligence tools. Only candidates who meet the hiring criteria will be contacted. Apply To This Job